Life, Health & Disability
You may not realize it, but life insurance really is not just for you. It is for your family, because without you, their future could be uncertain. That is why Green & Wooten Insurance can offer you low cost term life insurance to provide them with maximum protection at an affordable price. In addition to life, we also offer high yield tax differed protection through annuities, universal life, pension maximization and a vanishing mortgage program.
Business Life Insurance
Just like insuring the bread winners in a household are critical to the financial health of a family, the key persons in a business which generate income or provide a highly skilled and hard to replace service, are critical to the ongoing success of a business. If suddenly forced to replace a top salesperson, an executive or an engineer, how costly would it be to a business in lost income or direct cost to search, relocate and hire their replacement? If a sole owner died or became disabled, what would happen to the value of that business. A business is worth much more as an ongoing concern with the leader at the head, leaderless, the disposition of the asset is reduced to a fire sale bargain. At the death of a partner, do the surviving partners want to be in business with the family of the deceased partner? If the partners have an agreement to purchase the deceased partner's interest, where does the business get the funds? Business life insurance can provide the funds needed without draining the assets of the business.